You work hard for Colorado. You deserve security and peace of mind.

Supplemental Health Insurance

Your state health insurance is good, but it doesn't cover everything. Colonial Life helps fill the gaps.

• Accident insurance - Cash for broken bones, emergency room visits, injuries
• Critical illness insurance - Cash payment for cancer, heart attack, stroke diagnosis
• Cancer insurance - Separate coverage specifically for cancer-related expenses
• Hospital indemnity insurance - Cash to help with co-pays and deductibles when you're hospitalized
• Short-term disability insurance - Replaces part of your income if you can't work due to illness or injury

Life Insurance

• Term life insurance - Affordable additional coverage during high-need years
• Whole life insurance - Permanent coverage to protect your family's way of life

Additional Coverage

• Dental insurance - Coverage for routine cleanings to advanced procedures
• Vision insurance - Help with costs for routine preventive eye care
• WellCard discounts - Savings on health and wellness services, doctor visits, prescriptions
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Transportation Savings

• Auto insurance - $500-$600 in savings (featured above)
• Auto buying program - Up to $2,000 in benefits when buying from certified dealers
• Auto loans - Competitive rates through Union Plus

Home and housing

• Home insurance - Reduced rates and enhanced coverage options
• Home mortgage benefits - Special financing options through Wells Fargo for union members

Education and career

• College tuition discounts - Up to 50 percent off at regionally accredited online schools
• College scholarships - For you and your children through AFT
• Professional development grants - AFT grants to advance your career
• Educational loan programs - Favorable terms through AFT
• Continuing education discounts - Lifelong learning support
• Student debt management - Tools through Candidly to manage existing debt

Personal loans and credit

• Union Plus credit card - No annual fee with hardship assistance (featured above)
• Personal loans - Better rates than banks through Union Plus programs

Everyday discounts

• Cell phone plan discounts - Monthly savings on your phone bill
• Travel and vacation savings - Discounts for when you want to get away
• Shopping discounts and cash back - Savings at major retailers
• Entertainment and recreation deals - Movies, theme parks, and more
• Identity theft protection - Protection in our digital world

Financial emergencies

• Union Plus credit card hardship assistance - Help if you face job loss or financial difficulties
• Hardship programs - Support if you're struggling with job insecurity or natural disaster
• Financial education - Free debt counseling and money management through KOFE (Knowledge of Financial Education)

Legal Defense

• PORAC Legal Defense Fund - No-cost representation for members with law enforcement duties, including patrol officers, parole officers, criminal investigators, police communication techs, and police officers.

Mental health and wellness

• Trauma counseling - Free help and healing whenever you need it, wherever you are